Workers’ Comp Insurance, Why ARC?

With coverage starting at $56 a month, it is easy to see why Alabama Retail Comp is the leading provider of workers’ comp insurance to retail and professional businesses in Alabama.

ARC is financially strong and dedicated to providing the best workers’ comp insurance coverage and service to members. Our in-house underwriting, policy administration and claims adjusting, provides a level of service few can replicate.

As a non-profit trust, ARC returns excess premium and investment income back to participants each year. In 2022, ARC is returning $8.1 million and has returned in excess of $115 Million since 1984.

Participation in Alabama Retail Comp is open to retail and professional businesses in Alabama; including restaurants, hotels, grocers, doctors and more.

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What is Alabama Retail Comp?

The greatest benefit of Alabama Retail Association membership is the workers’ compensation coverage you can choose to take advantage of through the association’s affiliate, Alabama Retail Comp.

In 1984, the association formed the Alabama Retail Association Workers’ Compensation Self-Insurance Fund, now known as Alabama Retail Comp. ARC provides cost-effective coverage, up-front discounts, interest-free quarterly contribution payments and expert claims handling. What’s more, you may get money back each year, since any unused contributions as well as investment income are passed on to participants in the form of a retrospective return.