Workers’ Comp

The greatest benefit of Alabama Retail Association  membership is the workers’ compensation coverage you can choose to take advantage of through the association’s affiliate, Alabama Retail Comp.


In 1984, the association formed the Alabama Retail Association Workers’ Compensation Self-Insurance Fund, now known as Alabama Retail Comp. ARC provides cost-effective coverage, up-front discounts, interest-free quarterly contribution payments and expert claims handling. What’s more, you may get money back each year, since any unused contributions as well as investment income are passed on to participants in the form of a retrospective return.

The Fund is a nonprofit trust regulated by the Alabama Department of Industrial Relations. The ARC board of trustees participate in the Fund as well as govern the Fund.

Alabama Retail Comp is the state’s most stable, cost-effective workers’ compensation coverage for Alabama businesses.

Look around at to find out all you need to know about your association and your workers’ compensation fund!

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